The policy that my agent suggested for me was the no medical exam life insurance. He knew that there is a history of something’s in my family that could possibly hold me back from getting normal life insurance, where you get a physical from a doctor. It could be that they find nothing, but he felt that it would be just a safer bet to go with the no medical exam life insurance for now, and I could always add additional policies in the future if I wanted to.

I called him on a Friday afternoon last month and by the following Tuesday, he had gotten me all the life insurance rates that I needed. By the end of the week, my policy was set in place and I was able to toss all the other life insurance rates into the garbage. I felt like I had done something really important, right after signing all the papers.

I guess that it made me feel really responsible. I was planning for my kid’s future and knowing that they would be well taken care of, gave me peace of mind. I have informed my attorney about the life insurance policy and he has a copy of it, to put with my will. I am certain that if anything would happen to me, he would make sure that everything was handled properly.